Terms of Use

Last updated: April 19, 2026

Educational use only

All tools on this site are provided for educational and informational purposes. Prices, rewards, award charts, and travel policies change frequently — always verify with airlines, hotels, and card issuers before booking.

No warranties

Calculators are provided "as is." We make no guarantees about the accuracy of points valuations, flight prices, or reward chart estimates.

Limitation of liability

To the fullest extent permitted by law, Travel Hub is not liable for any indirect, incidental, or consequential damages arising from use of these tools.

Intellectual property

Scoring methodology, formulas, and content are owned by Andy Gaber and Travel Hub.

Changes

These terms may be updated. Continued use constitutes acceptance of updated terms.